With these points in mind, tax loan will become very simple

For enterprise financing, mortgage loan is favored by business owners because of its large amount and low interest rate. However, for enterprises without collateral, how to solve the capital problem and maintain the capital chain has become the key to enterprise development. These three kinds of loans can help enterprises easily obtain millions of loans, and the last one has the lowest threshold! 1. Corporate tax loans The tax bill became money. Enterprise tax loan is the credit granted by the bank according to the enterprise tax amount. Compared with the enterprise invoice loan mentioned later, tax payment can better reflect the business ability of the enterprise. In most cases, the interest rate of tax loans is lower than that of invoice loans. Product advantages: pure credit loan, high amount of single loan, one tax and three loans, the longest loan is 3 years, the highest loan is 1 million yuan, the interest is paid before the principal, and the annual interest rate is as low as 3.95%. Access conditions: the annual tax is more than 20000 yuan, and the business license is one year. Recommended group: This product is suitable for enterprises with long operation time, high tax or large income fluctuation, and obvious off-season. 2. Enterprise ticket loan Enterprise invoice credit is the main condition for loan approval based on company invoice status. The higher the bill amount, the higher the loan amount. Compared with tax loans, the application conditions for ticket loans are relatively loose, with an average annual interest rate of 4% - 8%. Product advantage: no matter the industry the company belongs to, one ticket can obtain multiple loans. The maximum loan amount is 8 million yuan, and the minimum monthly interest rate is about 2%. The loan is fast. It will take an hour to complete the loan. Access conditions: 2 years of business license, annual invoice more than 2 million Recommended group: This type of product is applicable to enterprises with short operating time, small scale, less tax payment or large tax reduction invoicing amount, as well as tax exempt industries supported by the government. 3. Business loan According to the flow of the operator's account opened in the bank, the borrower who meets the access conditions will be granted loans. Mainly for enterprises with insufficient taxes and votes, the entry threshold is the lowest of the three. As long as there is logistics, you can get loans. Product advantage: low entry threshold. Regardless of the size of the enterprise, individual businesses, small and micro enterprises and corporate enterprises can apply for a single loan of up to 1 million yuan. Access conditions: If the entity has operated for more than one year, it can be handled according to the business process. Recommended population: self-employed households, small and medium-sized enterprises, and enterprise legal persons. In fact, tax loans, bill loans and enterprise current loans all belong to the category of enterprise loans. There are also many loans related to corporate financing. Stay tuned. We will introduce other special loans for enterprise financing in the next issue. Although the classification of enterprise financing seems simple, there are different products under each category. Tax loans can be divided into hundreds of types, with different details and poor information. Inadvertently, the enterprise fell into the deadlock of "difficult and expensive financing".